Frequently Asked Questions
  • What is Christian Healthcare Ministries?
  • How does CHM work?
  • What are the advantages of becoming a CHM member?
  • Is Christian Healthcare Ministries included in the Affordable Care Act, commonly known as Obamacare?
  • How much does it cost to participate in CHM? Does CHM have different programs from which I can choose?
  • How frequently are monthly gift amounts raised?
  • Are my financial gifts tax deductible?
  • Where do I send my monthly gift?
  • What does it mean when you say "share medical bills" or "meet needs"?
  • What kinds of bills are eligible for sharing?
  • Are maternity bills eligible for sharing?
  • What is a pre-existing condition? Are bills from my pre-existing condition eligible for sharing?
  • What is the maximum amount that CHM will share for a need?
  • How long does it take CHM to share my medical costs?
  • How do I submit a medical need to CHM?
  • When I have a medical need, how do I know the amount for which I'm responsible?
  • Can I choose my own health care provider?
  • Do I qualify? How can I join?
  • Will my application be turned down for health reasons?
  • I have Medicare. Can I still be a member?
  • I don't live in the United States. Can I still be a member?
  • How long is my waiting period?
  • Are my financial gifts tax deductible?
  • What is Bring-a-Friend?
  • What is Acts: Now!?
  • As a professional, how can I promote CHM to my clients?
  • How does CHM help support its members spiritually?
  • Do you have a prescription program? How does it work?
  • Why do you have legal notices?
  • Do you have a privacy policy?
  • What is the Prayer Page?
  • What is the Brother's Keeper program?
  • Ask a question online or contact us toll-free at 1-800-791-6225. Hours: Mon-Fri 9am-5pm (Eastern time)