The Gold program provides members with the ministry’s most extensive financial support.
At the Gold level, you have a $500 personal responsibility per unit, per year. Total bills incurred per medical incident must exceed $500. Obtaining discounts on your bills may reduce or eliminate your $500 personal responsibility amount. You can receive assistance up to $125,000 per illness.
Example: You receive treatment early in the year for a gallbladder problem. Your bills total $7,500. CHM shares the total amount less your personal responsibility ($7,000). In the middle of the same year you have some blood tests done (for an unrelated illness) that cost $400. CHM does not share these bills because the total cost of the incident is less than $500. At the end of the year, you break your arm and the treatment amounts to $2,500. CHM shares the entire amount of $2,500 because you have already paid your $500 personal responsibility in the beginning of the year.
Gold plus Brother’s Keeper
If you join at the Gold level and also join Brother’s Keeper, you will have unlimited financial assistance available to you for all eligible medical bills (after your personal responsibility is met).