Please note: If you are involved in an accident involving licensed motorized vehicles, bills resulting from the members’ injuries are eligible for sharing—up to $125,000 per diagnosis—after all other sources of funding are exhausted (or more if you participate in Brother’s Keeper; see Guideline Y for more information).
If members are riding in a non-member’s vehicle, the amount available in the non-member’s insurance policies must be exhausted before CHM can share medical bills for the members. If the members or non-member driver are not at fault, the amount available in the offending party’s insurance policies must be exhausted first.
There are many variations in insurance policy offerings and numerous state rules and regulations regarding auto insurance. Therefore, CHM has not set a minimum requirement for members regarding auto insurance. However, if you obtain the lowest limit possible, CHM reserves the right to limit your sharing eligibility at the ministry’s discretion.
For an extensive list of ineligible motorized vehicle accidents please see Guideline W.