Approaching retirement? There’s no need to retire your CHM membership!

*Editor’s note: This information was published in the March 2023 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more. Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and ministry news.*



We’re so thankful that CHM is a tool God uses to bring peace in life’s trying times. Over these 30 years we’ve seen the ministry use the biblical principle of financial stewardship through a consistent, dependable process.

- Verna Dobraska, Corinth, Texas


Navigating Medicare, budgeting for the future, and living on a fixed income can be sometimes complicated, and sometimes overwhelming. However, you can take comfort knowing that your CHM participation can continue to grow with you as you move into this next phase of life.


After accomplishing all the things I’ve done for the last 42 years in the art field, I can honestly tell you that CHM is the best decision that I’ve made for any part of my life.

– Dee Deloy, Orlando, Fla.



CHM members age 65 or older who participate at the Gold level are eligible for a CHM SeniorShare™ program gift reduction. This advantage begins the month of the member’s 65th birthday. Members 65 or older must have Medicare Part A and Part B (or a Medicare Advantage Plan) to be considered Medicare-participating members and receive full sharing eligibility.


CHM has always been good to us and is easy to work with. I’ve had a hip replacement, knee replacement, and cancer. I recommend CHM to everyone.

– Kenneth Peterson, Milton, Wash.


The best part is, as a Gold member, there’s nothing you need to do to receive the SeniorShare™ reduction! Each qualifying member’s Gold program gift amount automatically becomes $115 per month.

Whether your medical incident is big or small, take one more worry off your plate and know that all your eligible medical expenses will be shared. It’s one less change to navigate, enabling you to focus on what in your life brings you joy and fulfillment.


©2023 Christian Healthcare Ministries. All rights reserved.