Three tools to save on out-of-pocket healthcare costs

*Editor’s note: This information was published in the October 2022 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more. Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and ministry news.*

CHM is grateful for every opportunity to help our members share healthcare costs. However, some expenses fall outside the CHM Guidelines. Though these expenses are ineligible for sharing, you can take steps to save your money. Here are three possibilities:

  • Use HealthiestYou™ by Teladoc. This convenient program is available to all members at no additional cost.
  • Visit your local health clinic for vaccinations, or check out the Vaccines for Children (VFC) Program to see if your children qualify.
  • Dental schools and universities may offer services provided by dental students. Also, many dental clinics receive federal or state funding to provide reduced-cost services to qualifying individuals or families; service fees may be income-based or offered on a sliding scale. Visit for more information.
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