Your fellow CHM members are ready to support you financially and spiritually if you encounter an illness, injury, or other healthcare need.
When we share each other’s burdens, we act as the hands and feet of Christ (Galatians 6:2, Acts 2 and 4). Cost-savings, excellence in healthcare, and prayerful encouragement are at your fingertips!
If your application is complete, your membership will begin as soon as you click the “submit” button on the online application or on the postmark date of your mailed application (unless you have a specified future start date). You’ll receive confirmation and a temporary membership number. When your application is processed, you’ll receive an email containing your member number, Member Portal access code, and start date. Once you receive this information, you’re able to register for the Member Portal and download your digital membership cards, submit medical bills, view the Guidelines, and more!
You’ll also receive a new member Welcome Packet in the mail within a few weeks of submitting your application that will contain printed membership cards, a copy of the Guidelines, and more.
As a CHM member, you are considered a self-pay patient. That means providers will send you the bills directly. This gives you the ability to have a direct say in your healthcare. You have flexibility to choose your own providers and the advantage of transparent pricing. When you receive medical bills from your providers, you ask for self-pay discounts, and then submit itemized bills to CHM.
Once you submit your bills, the CHM staff have five tasks to complete the medical bill sharing process.
Since CHM is a ministry serving you, we don’t have a provider network you must abide by. As long as the expenses are eligible for sharing within our Guidelines, your healthcare provider options are countless. Click here to use our tool to find recommended providers.
As a health cost sharing ministry—and not insurance—we use terms that reflect our passion and ministry. These terms further separate us from insurance. You can find a helpful glossary of our most commonly used terms in the back of your Guidelines and here.
Connect with CHM staff and fellow members on our social media channels and groups! Visit our blog to receive spiritual encouragement—created just for you. We also encourage you to opt in to our email updates. Doing so means we can communicate tips about your CHM membership, share timely news and provide other helpful information.
Though no further action is required, here are some things we highly recommend:
Did you know there are ways to save and get even more out of your membership? It’s true!
Did you know there’s ways to save and get even more out of your membership? It’s true!
The conversation with a CHM staff member as I called was like a breath of fresh air. She asked if she could pray for our family as we faced Mazy’s cancer diagnosis. I was overwhelmed with gratitude for her kindness and concern.
