My medical needs

Here you'll find answers to your questions about specific aspects of CHM membership. If you need to upload medical bills to CHM, please visit our Member Portal.

maternity_program.png maternity_program_RO.png Maternity CHM offers a maternity program at no extra cost to Gold members only. We want this experience to be full of joy and excitement as you welcome a new life into the world!
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BK_icon.png BK_icon_RO.png Brother's Keeper (Catastrophic) Brother’s Keeper is your safeguard against catastrophic illness or injury. Brother’s Keeper is a low-cost, biblically-based program enabling CHM members to meet medical bills that exceed the $125,000 limit per illness specified in the CHM Guidelines.
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about_medicare.png about_medicare_RO.png Medicare and CHM’s SeniorShare™ program Many members use CHM as a complement to Medicare. If you’re eligible for Medicare, you must have parts A and B or a Medicare Advantage Plan in order to join CHM.
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Prescriptions_icon.png Prescriptions_icon_RO.png Prescriptions Provision for prescription costs differs according to which CHM program you choose. Learn more here, including info about the CHMRx prescription savings card.
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dentalvision_icon.png dentalvision_icon_RO.png Dental & Vision CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses. However, here are some options to help you manage these types of costs.
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preexisting_conditions.png preexisting_conditions_RO.png Pre-existing conditions A pre-existing condition is any condition for which you've experienced signs, symptoms, testing, or treatment before joining CHM. We also differentiate between conditions in active and maintenance treatment.
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