Programs for all

Whether you're single, retired, a growing family, a business, or a ministry, CHM has a program for you.

Find Your Program
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Putting affordable healthcare in your hands.

At CHM, we work with you. Our anytime enrollment gives you the flexibility to sign up for one of our four programs when you need it most. Save thousands annually with membership options ranging from $92 to $267 per month.

CHM Gold
CHM Silver
CHM Bronze
CHM SeniorShare™

CHM Gold Program

$240 per unit, per month

What is included?

Independent lab work and radiology

Incident-related doctor’s office visits and prescriptions

Maternity expenses (Members must have a due date for delivery at least 300 days after joining the CHM Gold program for bills to be eligible for sharing.)

Access to telemedicine services via HealthiestYou™ by Teladoc

Physical therapy and home healthcare (up to 45 visits for a qualifying injury or sickness)

Inpatient or outpatient hospital incidents and surgery, including urgent care

CHM Gold with CHM Plus

$27 per unit, per month

An add-on that shares expenses exceeding $125,000 per illness to an unlimited amount

CHM Silver Program

$138 per unit, per month

What is included?

Inpatient and outpatient hospital incidents and surgeries

Surgery performed at facilities that meet accepted standards of medical care

Access to 24/7 telemedicine services via HealthiestYou™ by Teladoc

For medical needs exceeding $125,000, CHM Plus members send a monthly contribution to an audited Member Sharing Account

CHM Silver with CHM Plus

$27 per unit, per month

An add-on that shares an additional $100,000 in expenses exceeding $125,000 per illness, accruing up to $1 million per illness

CHM Bronze Program

$92 per unit, per month

What is included?

Inpatient or outpatient hospital incidents and surgery

Surgery performed at facilities that meet accepted standards of medical care

Access to 24/7 telemedicine services via HealthiestYou™ by Teladoc

For medical needs exceeding $125,000, CHM Plus members send a monthly contribution to an audited Member Sharing Account

CHM Bronze with CHM Plus

$27 per unit, per month

An add-on that shares an additional $100,000 in expenses exceeding $125,000 per illness, accruing up to $1 million per illness

CHM SeniorShare™

$115 per unit, per month

As healthcare costs increase, it’s wise to be ready if a medical event occurs. Though Medicare Parts A and B likely will cover the majority of your healthcare costs, it’s not uncommon for seniors to find themselves with large dollar amounts of unpaid medical bills. 

As CHM members approach retirement age, they can have great comfort in knowing that CHM participation can continue without interruption into the next phase of life. If you have Medicare Parts A and B, you’re eligible for this comprehensive CHM program at a senior-friendly price.

What is included?

Full sharing eligibility at a senior-friendly price for CHM members age 65 or older

Shares medical incidents totaling above the Qualifying Amount of $500 (as long as all other Guidelines are met), up to $125,000 per illness

An ideal program for individuals with Medicare Part A and Part B (or a Medicare Advantage Plan) to alleviate eligible medical bills not paid by Medicare

Annual Personal Responsibility (PR) is $0

CHM SeniorShare™ with CHM Plus

$27 per unit, per month

An add-on that shares expenses exceeding $125,000 per illness to an unlimited amount

Compare Program Costs

Answer a few questions to find out which program fits your needs best.

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Nurturing your growing family

If you’re ready to grow your family, our biblical community at CHM is here to support you spiritually and financially. We want your experience to be joyful and exciting as you welcome a new life into the world.

CHM Gold members have access to our maternity program, which allows them to submit eligible medical bills related to prenatal care, delivery, postnatal care, and any maternity-related complications. Learn more about the maternity program by downloading your free maternity guide.

Get My Free Maternity Guide
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Protecting yourself against rising costs

The increasing cost of medical services for both commonplace and catastrophic health incidents is a real concern. However, as part of the CHM family, we know we’re stronger together. That’s why we offer CHM Plus as an additional safeguard against catastrophic illness or injury. CHM Plus is a low-cost addition to CHM Silver for support beyond the $125,000 per illness specified in the CHM Guidelines.

For only $27 per unit, per month, CHM Plus provides an additional $100,000 of cost support per diagnosis. With each annual renewal, participants receive an additional $100,000 of assistance, up to $1 million per illness. Have peace of mind with a simple, affordable solution to protect you against devastating healthcare costs. To add CHM Plus, check the box on the CHM Member Application.

Download Info Pack
The (Christian) Entrepreneurial Toolkit

Protecting yourself against rising costs

The increasing cost of medical services for both commonplace and catastrophic health incidents is a real concern. However, as part of the CHM family, we know we’re stronger together. That’s why we offer CHM Plus as an additional safeguard against catastrophic illness or injury. CHM Plus is a low-cost addition to CHM Bronze for support beyond the $125,000 per illness specified in the CHM Guidelines.

For only $27 per unit, per month, CHM Plus provides an additional $100,000 of cost support per diagnosis. With each annual renewal, participants receive an additional $100,000 of assistance, up to $1 million per illness. Have peace of mind with a simple, affordable solution to protect you against devastating healthcare costs. To add CHM Plus, check the box on the CHM Member Application.

Download Info Pack
Women researching on tablet

Protecting yourself against rising costs

The increasing cost of medical services for both commonplace and catastrophic health incidents is a real concern. However, as part of the CHM family, we know we’re stronger together. That’s why we offer CHM Plus as an additional safeguard against catastrophic illness or injury. CHM Plus is a low-cost addition to CHM SeniorShare™ for support beyond $125,000 per illness specified in the CHM Guidelines.

For only a $27 monthly contribution per unit, CHM Plus provides unlimited cost support per diagnosis. As you get older, even if you lead a healthy Christian lifestyle, it’s not uncommon to be faced with catastrophic medical costs. Have peace of mind with a simple, affordable solution to protect you against devastating healthcare costs. To add CHM Plus, check the box on the CHM Member Application.

Download Info Pack
“CHM’s maternity program was one of the biggest reasons we joined.”
– Karissa T., Raleigh, NC

Ready to become a member?

We are ready to welcome you! Our biblical community of members has shared over $10 billion in eligible medical bills. Joining the CHM family is easy and can happen anytime!