- How it works
- Member resources
- Media resources
Health cost-sharing is a way to satisfy your healthcare costs and help others while upholding your Christian beliefs and sticking to your budget.
Christian Healthcare Ministries (CHM), the nation’s first and longest-serving health cost sharing ministry, provides a cost-effective, accountable and faith-based framework to help fellow believers facing a health crisis. Likewise, brothers and sisters in Christ step in to help you in your time of need. Members’ pre-set monthly financial gifts to CHM are the funds used to share each other’s healthcare costs.
The ministry shares 100 percent of eligible bills and overall has shared $5 billion in members’ healthcare costs. CHM is also a Better Business Bureau Accredited Charity and the only health cost sharing ministry featured on The Dave Ramsey Show.
CHM is a federally certified exemption to the individual mandate under the U.S. Affordable Care Act. As such, CHM is an eligible option for individuals and families under the national healthcare law.