Gold Standard & You

Find out if our Gold Standard option is the best fit for your group.


What is Gold Standard?

Gold Standard is typically the best option for groups with 1-49 employees. Your small business or church would receive all the advantages of joining the Gold program—plus Brother’s Keeper! This is the highest level of cost sharing support.

With the addition of Brother’s Keeper, your staff will have a safeguard against catastrophic illness or injury.

Brother’s Keeper is a biblically based program enabling CHM members to meet medical bills that exceed the $125,000 limit per illness specified in the CHM Guidelines.

By combining the Gold program and Brother’s Keeper, you’ll receive unlimited cost support per illness (diagnosis).

Does Gold Standard meet ACA requirements?

Gold Standard can be created to meet all the requirements of the ACA. CHM will help you explore your options as you create a solution. 

Your group healthcare must be set up properly or you can be heavily fined, so we also recommend that all groups seek guidance from attorneys and CPAs knowledgeable about the law’s requirements as you finalize your group’s healthcare.

In addition to all the advantages of participating in a health cost sharing ministry, your group will receive the faith-based support of joining the CHM family.

It’s one of the aspects that sets us apart. Prayer, encouragement, and spiritual resources are just a few of the differences you’ll experience.

Non-Profit Groups For Profit Groups

Non-profits with less than 50 employees can benefit greatly from our Gold Standard program.

  • Unlimited sharing
  • 24/7 telemedicine support
  • A wonderful maternity program

The best part? No fees and no commitment allow for the most flexibility we can offer.

Looking for additional support and advantages? Check out our Gold Standard Plus program.

Our Gold Standard program is perfect for For-Profit groups of less than 50 employees searching for a healthcare solution. 

  • Cost efficient
  • Unlimited sharing
  • 24/7 telemedicine support 
  • Top-rate maternity program
  • Lowest personal responsibility

Best of allgreat flexibility. No fees or commitments.

Schedule a meeting or fill out the form below to receive our free Information Pack.


Hope Youth Ranch story

Hear how CHM was able to bless the staff of Hope Youth Ranch as they continue their mission of empowering children with Autism and educational challenges to reach their full potential in a Christian faith-based environment.

How do I get the process started?

Employee health is about more than just obtaining medical care. When we take care of each other, we fulfill the calling God has placed on our lives.

You don’t have to walk through the journey of group healthcare alone. Have a conversation with one of our Groups team members to learn more about Gold Standard by filling out the form below.

We look forward to speaking with you!

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