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If you’re looking for comprehensive health cost support and a low Personal Responsibility (amount you’re responsible to pay), the Gold program is the level for you.

The Gold program features a low Personal Responsibility and qualifying amount per incident of $1,000 for eligible medical bills, and a separate $1,500 Personal Responsibility for eligible maternity incidents, which can be reduced $500 by calling CHM within the first 16 weeks of pregnancy. Adding Brother's Keeper removes the $125,000 sharing cap. The Gold program includes sharing for:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits that exceed the qualifying amount per incident of $1,000
• Independent lab work and radiology
• Maternity
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions
• CHM SeniorShare™ gift reduction for eligible members
  
  

Without a participating adult, two or more children are considered two units. Learn more.

If you want medium health cost support for a cost-effective price, Silver may be just the level for you.

Silver has a Personal Responsibility and qualifying amount per incident of $2,500. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Silver shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $2,500 qualifying amount per incident
  
  

Without a participating adult, two or more children are considered two units. Learn more.

If your main goal is budget-friendliness, the Bronze program is the best level for you.

Bronze has a Personal Responsibility and qualifying amount per incident of $5,000. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Bronze shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $5,000 qualifying amount per incident
  
  

Without a participating adult, two or more children are considered two units. Learn more.

If you’re 65 or older and enrolled in Medicare, you’re eligible for the CHM SeniorShare™ gift reduction on the Gold level. This means you get all of the comprehensive health cost support that comes with the Gold program—at a gift amount designed specifically for you!

With CHM SeniorShare™, you have a low threshold of $500 for eligible medical bills and adding Brother's Keeper removes the $125,000 cap. Sharing includes:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits
• Independent lab work and radiology
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions

If you’re looking for comprehensive health cost support and a low Personal Responsibility (amount you’re responsible to pay), the Gold program is the level for you.

The Gold program features a low Personal Responsibility and qualifying amount per incident of $1,000 for eligible medical bills, and a separate $1,500 Personal Responsibility for eligible maternity incidents, which can be reduced $500 by calling CHM within the first 16 weeks of pregnancy. Adding Brother's Keeper removes the $125,000 sharing cap. The Gold program includes sharing for:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits that exceed the qualifying amount per incident of $1,000
• Independent lab work and radiology
• Maternity
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions
• CHM SeniorShare™ gift reduction for eligible members
  
  

Without a participating adult, two or more children are considered two units. Learn more.

If you want medium health cost support for a cost-effective price, Silver may be just the level for you.

Silver has a Personal Responsibility and qualifying amount per incident of $2,500. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Silver shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $2,500 qualifying amount per incident
  
  

Without a participating adult, two or more children are considered two units. Learn more.

If your main goal is budget-friendliness, the Bronze program is the best level for you.

Bronze has a Personal Responsibility and qualifying amount per incident of $5,000. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Bronze shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $5,000 qualifying amount per incident
  
  

Without a participating adult, two or more children are considered two units. Learn more.

If you’re 65 or older and enrolled in Medicare, you’re eligible for the CHM SeniorShare™ gift reduction on the Gold level. This means you get all of the comprehensive health cost support that comes with the Gold program—at a gift amount designed specifically for you!

With CHM SeniorShare™, you have a low threshold of $500 for eligible medical bills and adding Brother's Keeper removes the $125,000 cap. Sharing includes:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits
• Independent lab work and radiology
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions

If you’re looking for comprehensive health cost support and a low Personal Responsibility (amount you’re responsible to pay), the Gold program is the level for you.

The Gold program features a low Personal Responsibility and qualifying amount per incident of $1,000 for eligible medical bills, and a separate $1,500 Personal Responsibility for eligible maternity incidents, which can be reduced $500 by calling CHM within the first 16 weeks of pregnancy. Adding Brother's Keeper removes the $125,000 sharing cap. The Gold program includes sharing for:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits that exceed the qualifying amount per incident of $1,000
• Independent lab work and radiology
• Maternity
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions
• CHM SeniorShare™ gift reduction for eligible members
  
  

Without a participating adult, two or more children are considered two units. Learn more.

If you want medium health cost support for a cost-effective price, Silver may be just the level for you.

Silver has a Personal Responsibility and qualifying amount per incident of $2,500. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Silver shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $2,500 qualifying amount per incident
  
  

Without a participating adult, two or more children are considered two units. Learn more.

If your main goal is budget-friendliness, the Bronze program is the best level for you.

Bronze has a Personal Responsibility and qualifying amount per incident of $5,000. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Bronze shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $5,000 qualifying amount per incident
  
  

Without a participating adult, two or more children are considered two units. Learn more.

If you’re 65 or older and enrolled in Medicare, you’re eligible for the CHM SeniorShare™ gift reduction on the Gold level. This means you get all of the comprehensive health cost support that comes with the Gold program—at a gift amount designed specifically for you!

With CHM SeniorShare™, you have a low threshold of $500 for eligible medical bills and adding Brother's Keeper removes the $125,000 cap. Sharing includes:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits
• Independent lab work and radiology
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions