5. Ask your provider to bill you directly
The bill should be itemized and should show any discounts or financial assistance you have received (and, ideally, any payments you have made). Tell the provider that the sooner you receive the bill, the sooner it can be shared by CHM.
6. If necessary, set up a payment plan with your providers
Even a small monthly amount will assure most providers that the bill(s) will be paid. CHM will then reimburse your eligible expenses.
7. Promptly pay your provider(s) when you receive funds from CHM
If you have made any payments to your provider, you may count that amount of the sharing check as reimbursement to yourself. The remaining amount (or full amount if you didn’t make any payments) should be sent promptly to your provider.
8. Maternity only: at your first pre-natal checkup, ask for a prepayment agreement
Sometimes called a “Stork Package” or “global fee,” these rates often include all pre-natal and delivery charges at a reduced price. As soon as you have it, submit the agreement to the CHM office and submit any additional bills as “add-ons” to the original amount. Likewise, you can ask for a prepayment agreement from your hospital (be aware that hospital agreements don’t always include room and board charges). In most cases, submitting an agreement in a timely manner allows CHM to share your maternity bills by the time the baby is born. See our maternity page for more info, including a detailed maternity guide.