Video Resources

Understanding Christian Healthcare Ministries

What is cost sharing? | Christian Healthcare Ministries
What is cost sharing? Christian Healthcare Ministries isn't insurance—it's healthcare done differently. Find out how it works for you and your family.
Finding a healthcare home: A CHM story

Follow Jessica and her husband Lee as they discover Christian Healthcare Ministries as a biblical, budget-friendly, and flexible alternative to their medical needs! Learn how CHM works and just how blessed our members are to be part of a health cost-sharing ministry.

How CHM Works | Discover your next best healthcare decision today!

Christian Healthcare Ministries (CHM), the nation’s first and longest-serving health cost sharing ministry, provides a budget-friendly, accountable, and faith-based framework to help fellow believers facing a health crisis. Likewise, brothers and sisters in Christ step in to help you in your time of need. Members’ pre-set monthly financial gifts to CHM are the funds used to share each other’s healthcare costs.

The CHM Guidelines - The Next Step to Learning Health Cost Sharing

For questions or concerns regarding CHM’s innovative cost sharing model, the CHM Guidelines is the next step to having all the answers! Whether you need clarity for yourself or an interested friend, take some time to make the CHM Guidelines your one-stop reference to the membership program.

How to Submit Medical Bills with CHM | Follow These Easy Steps!

CHM has made submitting medical bills even easier. Use the Member Portal to upload an itemized bill, showing discounts, the place of service, and date of service. Take a picture, upload, and submit. It's that simple.

Christian Healthcare Ministries | Excellent Option for Healthcare

Christian Healthcare Ministries has been an excellent healthcare option since 1981. We've shared over $8 billion in healthcare needs. Find out more today.

The CHM story as told by members

Entrepreneurial couple relies on CHM | The Widuck Family

CHM gave the Widuck family the opportunity and flexibility to follow their dreams. Shortly after Michael's medical emergency, he and his wife Krissy restored a neglected building in a small Ohio downtown. "When it comes to healthcare, CHM is how it’s supposed to work. We’re so thankful for this ministry." -Michael Widuck

CHM is a Helping Hand

Dean Hopper of The Hoppers Family gospel group suffered consecutive strokes, unsure if he would ever perform again. By the grace of God and immense support from family and friends, he has provided us a beautiful testimony of faith and perseverance. CHM is so happy to serve Christians like The Hoppers every single day.

Serving God with CHM Cost Sharing - Animator and Entrepreneur Dee DeLoy

It's never too late to try CHM's health cost sharing membership program that can help your support calling. Animator and Entrepreneur Dee Deloy shares the same burdens we bear, especially the challenge of rising healthcare costs. CHM cost sharing model serves those looking to fulfill their own path!

CHM Works for Business Owners - The Tisdell Story

Being a self-employed business owner, CHM member Mike Tisdell was always willing to take a chance. While exploring his options, Mike decided to try cost sharing.

Top USA wrestler thanks CHM family - The Chloe Ogden Story

Chloe Ogden was the #1 wrestler in the nation for her weight. Then, she tore the cartilage in both shoulders and needed back-to-back surgeries. Her parents were left worrying about paying for two orthopedic surgeries. That's when the CHM family stepped in.

Hope Youth Ranch story

Hear how CHM was able to bless the staff of Hope Youth Ranch as they continue their mission of empowering children with Autism and educational challenges to reach their full potential in a Christian faith-based environment.

"It's Incredible To Be a CHM member," Says Mom of 10

Amy Roberts, blogger on, and her family joined CHM in God’s perfect timing. Her baby was ill and needed intensive surgery. The CHM family was there to carry them through.

Son's Miraculous Recovery Brings Father to Christ

His son had only 48 hours left to live and Kenneth was at a revival, pleading for a second chance. What God did next changed the directory of the Peterson family for generations.

Mom and founder of women's ministry calls CHM a "tremendous blessing"

The Cardel Family had their first experience with CHM when Michael became ill. Because of the support from fellow Christians, Elle was able to focus completely on her husband instead of worrying about the bills stacking up.

Rev. John Wootton of Ohio Ministry Network

Hear Reverend John Wootton, Superintendent of Ohio Ministry Network, share his testimonial of using Christian Healthcare Ministries.

A CHM member story—Lloyd and Monica Cook

As third-generation pastors of a small Arizona church, the Cooks know what it’s like to live on a tight budget. It felt like they were going two different places in their life: Lloyd was pastoring while Monica was working full-time to provide healthcare for them. CHM brought them freedom.

Brain tumor bills are no match for CHM members

At 28 years old, Sarah La Croix and her husband weren’t expecting any extensive medical bills. Instead, she brushed off her headaches and other symptoms as side effects of a busy life as a nurse. However, when an MRI revealed a tumor growing next to her brain stem, everything came to a halt. Would CHM members be there to help?

Mother and son survive winter crash

Hear Heather tell her story and recount her “But God” moment. God cared for her and her family, from the first snowflake to her son’s safety and her healing.

Miraculous holiday healing

Sonya Lewis-Picon had no idea how sick she was. What she though was a normal cold or flu brought her a medically-induced coma with a machine breathing for her and a 30 percent chance of surviving. See how God worked a miracle in Sonya's life!

"The baby’s at the bottom of the pool!"

Every parent’s worst fear came true for the Olchesky family. Their daughter was underwater and without air for at least seven minutes and unresponsive. Hear how God cared for Olchesky family and how faithful CHM members shared over $88,000 in medical bills.

"A farming accident nearly killed me, but God held my hand"

It would have been easy for Laurie Hayn to call it quits after a farm combine accident took both her left arm and leg. But when her doctors said she wouldn’t be able to walk, she said, “Watch me.” God was holding her hand.

Three families share their "glory to God" stories

Listen as three families come together to discuss why they joined the ministry and how it has been there for them through falling of a roof, having a baby, skull fractures and more

30 years of CHM membership: What we learned

Over the 30 years the Dobraskas have been CHM members, they have faced a multitude of injuries and illnesses. Hear the Dobraskas’ tell their story of CHM’s faithfulness and over $150,000 in shared medical bills.

"CHM has been more than we could imagine"

When the Park family joined CHM, they hoped that they would never have to use it. But that all changed when Glenn fell eight feet off a roof. Hear Mistie and Glenn’s story of CHM’s faithfulness and how they received 90 percent discounts on their medical bills!

"God is faithful to provide": Run the Race scriptwriter shares CHM story

God gives everyone dreams, and the McEntires had two dreams: Jake wanted to see his script for Run the Race on the big screen and Charity wanted to be a stay-at-home mom. Would CHM enable them to pursue their dreams and share for the birth of their baby boy?

A doctor's perspective on CHM

Dr. Ryan and his wife, Jonna, built The Physician’s Practice from the ground up. Then, the unexpected happened: Jonna was diagnosed with ovarian cancer. Learn a doctor’s thoughts on CHM and see how CHM members shared over $180,000 in cancer medical bills for Jonna.

CHM member and author suffers mysterious illness
Despite normal test results, missionary and author Kimberly Rae Thigpen struggled with debilitating health issues. All she could see was lifelong disability and an overwhelming stack of prescriptions. But God had different plans.
Roadside delivery: Born in a car

The Pettijohn clan is a multigenerational “CHM family.” CHM members shared medical bills for Tiger. His son and daughter-in-law Jon and Lesia experienced the blessings of CHM’s Gold maternity program for each of their children, including one born in an unexpected place.

Not taking a pass on life

John Perona won the opportunity of a lifetime: an all-expense-paid trip to represent the Tennessee Titans at the NFL draft. Shortly after receiving that news, his doctors found a tumor on his left kidney. Diagnosis? Cancer, and it needed a quick removal.

Defeating cancer: a child's fight against leukemia

Not long after their two-week-old son passed away, the Standring family learned that their two-year-old daughter, Mazy, had leukemia. They tell their story of God's faithfulness through CHM members sharing over $400,000 in cancer treatment costs!

Ain't that a kick in the head

Jennifer Johnson shares her story about an ornery horse, a painful concussion and how her fears about expensive medical costs were put to rest by CHM.

Las Vegas shooting survivors share their CHM story

Jeff Christerson and his girlfriend were attending a music festival when the unthinkable happened: a shooter opened fire, killing 58 and leaving more than 850 wounded. Jeff explains how CHM members shared his medical bills and is grateful for God's “second chance at life.”

A new heart

Hear Cliff and Saranne Wilson's story of a heart transplant and over $400,000 in medical bills.  In Saranne’s words: "It was just such a relief to know that financial burden was going to be taken care of.”

Mount of the Holy Cross Journey

CHM member Matthew Smith and his climbing partner, Tommy, spent two deadly nights trapped by a blizzard. Matthew recounts how God sustained him on the mountain and how CHM members shared his medical bills.

With God, "it's a beautiful masterpiece"

CHM staff member Dreama Whitlow walks through her cancer journey, reflects on what she learned, and shares how CHM members shared her medical bills totaling more than $180,000.

The Benham Brothers: Why we chose CHM

As entrepreneurs, brothers David and Jason Benham along with their wives Lori and Tori share why joining CHM makes sense to them practically, financially and biblically.

"Less than a year to live"

Barb and her husband, Brian, share their journey of stage four liver cancerkand express their gratitude for CHM members sharing about $150,000 after nearly $150,000 in discounts.

Six members speak about CHM

Six families from across the country detail their experience using CHM and how fellow members shared their healthcare costs. Hear about the advantages and unexpected blessings they received during their medical incidents.

The beauty of sharing CHM with others

Cost Sharing in Our Own Words

Learn about health cost sharing in our own words! Take a table talk tour of Christian Healthcare Ministries for a deep dive on the membership participation levels, how it works, and what makes CHM truly special.

Bless your friends by sharing your CHM story

There are many Christians who need the service provided by Christian Healthcare Ministries; some of them are CHM members’ friends and family members. In fact, what you tell them about CHM, it may be, quite literally, an answer to their prayers.

"CHM is life-changing"

Sarah and her husband share why they recommend Christian Healthcare Ministries to other believers who are looking for healthcare options. The Bring-a-Friend program is beneficial to both our members and to those who want to join.

"You will be answering their prayers"

Heather Geaslen has great reviews of Christian Healthcare Ministries and encourages you to recommend other Christians to use CHM, too!

Maternity testimonies

Burden of C-section, leukemia carried by CHM family, refers 10 other families to CHM

For Matt and Emily Stieger, the burden of an emergency C-section birth and leukemia hit at the same time. Hear how God's miraculous healing and the support of their CHM family carried them.

Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness

At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital. After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her. She was confident that her fellow CHM members would take care of her—and they did.

Missionaries' miracle baby

The Hill family, missionaries to Uganda, rejoiced as they learned they were pregnant. Concerned about complications, doctors encouraged them to remain in the US for the birth. See how the Hills experienced God's provision of $300,000 through CHM members.

Roadside delivery: Born in a car

The Pettijohn clan is a multigenerational “CHM family.” CHM members shared medical bills for Tiger. His son and daughter-in-law Jon and Lesia experienced the blessings of CHM’s Gold maternity program for each of their children, including one born in an unexpected place.

"God is faithful to provide": Run the Race scriptwriter shares CHM story

God gives everyone dreams, and the McEntires had two dreams: Jake wanted to see his script for Run the Race on the big screen and Charity wanted to be a stay-at-home mom. Would CHM enable them to pursue their dreams and share for the birth of their baby boy?

A miraculous delivery

A dangerous delivery. A three-week NICU stay. Four months of hospice care. Severe brain damage. Cerebral palsy. The Hoffman family and Foothills Christian Church’s pastors tell the miraculous story about the body of Christ rallying together for their family.

"Immediately I felt this huge shock"

CHM members Janelle and Esteban Barradas share their story about how CHM helped share for their maternity medical costs.

Maternity with Christian Healthcare Ministries

Did you know that CHM shares for labor and delivery though their maternity program? In high-risk pregnancies, midwives, birthing centers, or low-risk pregnancies, you are not alone. Learn how you can talk directly with an on staff nurse to find the right care. 

Healthy living with CHM's medical director

Dr J Healthwatch | Breast Cancer

It's common to see the breast cancer ribbon everywhere as a sign of hope and remembrance. In this video, CHM's Medical Director Dr. Michael Jacobson lets us know just how important early check-ups and consistent communication with your healthcare provider.

Dr J Healthwatch | Stress and Anxiety

There are 365 passages in scripture that command us not to fear. In this video, manage your anxiety in prayer and faith with CHM's Medical Director, Dr. Michael Jacobson.

Dr J Healthwatch | Seasonal Allergies

Many people experience seasonal allergies. In this video, learn about the typical symptoms and how to address them with CHM's Medical Director, Dr. Michael Jacobson.

CHM HealthWatch with Dr. Michael Jacobson - 2022 COVID Update

In the last couple of years, CHM's Medical Director, Dr. Michael Jacobson, has continued to provide our members with trusted, up-to-date, and accurate information about the COVID-19 pandemic. So, what's new in 2022 and what can you expect? Let's find out!

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