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Do you wish you could find a biblical, compassionate solution to your healthcare costs? CHM is exactly that and more. Learn in five minutes the advantages of this 21st century ministry and how CHM meets the needs of families, ministries and budgets across the nation and in many foreign countries.
The mission of Christian Healthcare Ministries is to glorify God, show Christian love, and experience God's presence as Christians share each other's medical bills. Based on New Testament examples, fellow believers step in to help them using a accountable, definable, faithful framework. Learn how the ministry works in this helpful video.
Two words we use a lot at CHM are “illness” and “incident.” Why is it important to understand these terms? Knowing what these two words mean will help you as you submit medical bills and understand your personal responsibility when medical events arise. For example, the CHM Guidelines state that your personal responsibility is determined per incident, and CHM shares $125,000 per illness. Learn more by watching this helpful video.
CHM’s Gold level offers the highest level of health cost support and provides numerous advantages for those incur medical expenses. Whether you’re already a Gold member or considering which program is right for you, this video can help you better understand Gold program sharing eligibility and what to expect as a Gold level member.
Did you know the Gold level Personal Responsibility for Christian Healthcare Ministries is only $500? If you are exploring CHM’s health cost sharing model or learning how your Personal Responsibility works, this video will help you understand the basics of CHM's Gold program.
Every parent’s worst fear came true for the Olchesky family. Their daughter was underwater and without air for at least seven minutes, if not more. When they pulled her out, she was completely blue—unresponsive. As she was rushed to the hospital, all they could do was pray.
Hear how God cared for Olchesky family from the moment Susu fell in the pool, and how faithful CHM members shared over $88,000 in medical bills.
It would have been easy for Laurie Hayn to call it quits. After a farm combine accident took both her left arm and leg, she had to learn to do almost everything again. But when her doctors told her that she wouldn’t be able to walk, she said, “Watch me.” God had been preparing her for this her entire life, and she was not going to let it stop her.
With over 30 years of experience with CHM, the Dobraska family knew that CHM was a biblical, compassionate and faithful way of taking care of healthcare costs. When she told her friends, the Parks and the McEntires, they also joined the ministry. Since then, they have all faced medical incidents, whether it be falling off a roof, having a baby, or knee replacements.
Listen as these families come together to discuss why they joined the ministry and how it has been there for them, through the thick and the thin.
Over the 30 years the Dobraskas have been CHM members, they have faced a multitude of injuries and illnesses. The worst, however, was when their daughter Kristy was kicked in the back of the head by a horse. With several fractures and a multi-day stay in the hospital, they knew it would be the ultimate test of CHM.
Hear the Dobraskas’ share about CHM’s faithfulness through their more than 30 years of ministry membership and over $150,000 in shared medical bills.
When the Park family joined CHM, they hoped that they would never have to use it. Things changed quickly, though, when Mistie picked up a call from Glenn’s boss. Glenn had fallen off of a roof at work and was quickly on his way to the hospital. Thoughts rushed through her head: “Will he be okay?” and “Will CHM work for us?”
Hear Mistie and Glenn’s story of CHM’s faithfulness and of how they received 90 percent discounts on their medical bills!
God gives everyone dreams, and the McEntires had two dreams: Jake wanted to see his script for Run the Race on the big screen and Charity wanted to be a stay-at-home mom. Charity was working at a school when her fellow teacher told her about CHM. They joined CHM shortly after, but now was the time for the test. Would CHM enable them to pursue their dreams and share for the birth of their baby boy?
Dr. Ryan has been practicing medicine for 24 years now. He and his wife, Jonna, built The Physician’s Practice from the ground up, believing that a direct primary care system was the best way they could serve the community around them. When they found CHM, they knew that CHM’s similar goals and values made the ministry the perfect healthcare partner. Then, the unexpected happened: Jonna was diagnosed with ovarian cancer. In this video, learn a doctor’s thoughts on CHM and see how CHM members helped share over $180,000 in cancer medical bills for Jonna.
The Pettijohn clan is a multigenerational “CHM family.” After being impressed by CHM’s ministry and stewardship principles, Lyndon “Tiger” Pettijohn and his wife, Anne, encouraged their son and daughter-in-law, Jon and Lesia, to join as well. They had no idea of the level of support they would receive from ministry members as CHM shared medical bills for Tiger—and helped usher them into grandparenthood. Jon and Lesia experienced the blessings of CHM’s Gold maternity program for each of their children, including one born in an unexpected place.
John Perona had just won the opportunity of a lifetime: an all-expense-paid trip to represent the Tennessee Titans at the NFL draft by delivering the first-round draft pick jersey, live on ESPN’s prime time. Shortly after receiving that news, his doctors found a golf ball-sized tumor on his left kidney. After testing it, they determined that it was cancer and needed quick removal.
Intending to return to Uganda where they serve as missionaries, the Hill family rejoiced as they learned they would give birth after their arrival. Concerned about their pregnancy being on the heels of a miscarriage, doctors encouraged them to remain in the United States for their baby’s birth. Complications ensued, including a less than 10-minute survival window for both mother and son. See how the Hills learned about God’s involvement in their lives and His provision of $300,000 through CHM members for the birth of their son, Joshua.
Not long after their two-week-old son passed away from a heart defect, the Standring family learned that their two-year-old daughter, Mazy, had leukemia. Watch this video to see how the Standrings learned many valuable lessons during this stressful time and how they witnessed God's faithfulness through CHM members sharing over $400,000 in cancer treatment costs!
It was a dark and stormy night when Jennifer Johnson put on a head lamp, headed out to feed her friend’s horse and was kicked in the head. This is Jennifer’s story about an ornery horse, a painful concussion and how her fears about expensive medical costs were put to rest by the help she received as a CHM member.
Jeff Christerson was attending a music festival with his girlfriend and her family when the unthinkable happened: a shooter opened fire on the Las Vegas crowd, killing 58 and leaving more than 850 wounded. Jeff explains how CHM members shared $11,000 and is grateful to God for his “second chance at life.”
A dangerous delivery. A three-week NICU stay. Four months of hospice care. Severe brain damage leading to cerebral palsy. A praying church looking to God for healing and to CHM for financial help. Watch the Hoffman family and Foothills Christian Church’s pastors tell their miraculous story about the greater body of Christ rallying to bless their family and share over $224,000 in medical bills.
Hear the compelling story of Cliff and Saranne Wilson, who faced a heart transplant and over $400,000 in medical bills. After large discounts, all the bills were shared through CHM’s Gold schedule and Prayer Page programs for pre-existing conditions. In Saranne’s words: “We received financial support from the Prayer Page, and it was just such a relief to know that financial burden was going to be taken care of. And it was.”
CHM member Matthew Smith of Colorado Springs, along with his climbing partner, Tommy, spent two nerve-wracking and potentially deadly nights trapped by a blizzard on Mount of the Holy Cross in Colorado. From getting lost in the wilderness to experiencing frostbite to a dramatic helicopter rescue, Matthew recounts how God sustained him on the mountain and orchestrated the events that saved his life and the role CHM members played in sharing his medical bills.
CHM staff member Dreama Whitlow walks viewers through her cancer journey, talks about the decision she made to give God the glory in all outcomes, reflects on the lessons she learned spiritually, and expresses the way she saw CHM members share her medical bills totaling more than $180,000 after about $150,000 in discounts.